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{
  "name": "Freelance Retainer Estimator",
  "slug": "freelance-retainer-estimator",
  "tagline": "Turn scope and support load into a defensible monthly retainer.",
  "description": "Use this estimator to quote monthly retainers consistently. It combines monthly delivery hours, support demand, and risk multiplier into one transparent price recommendation.",
  "fields": [
    {
      "id": "delivery_hours",
      "label": "Monthly Delivery Hours",
      "type": "number",
      "required": true,
      "defaultValue": 20,
      "description": "Expected implementation/design/development hours per month."
    },
    {
      "id": "hourly_rate",
      "label": "Base Hourly Rate (USD)",
      "type": "number",
      "required": true,
      "defaultValue": 120,
      "description": "Your standard rate before retainer discounts or premiums."
    },
    {
      "id": "support_hours",
      "label": "Support Hours",
      "type": "number",
      "required": true,
      "defaultValue": 6,
      "description": "Time allocated for async support, QA, and client requests."
    },
    {
      "id": "risk_multiplier",
      "label": "Risk Multiplier",
      "type": "number",
      "required": true,
      "defaultValue": 1.15,
      "description": "1.0 for stable scope, 1.2+ for changing requirements."
    }
  ],
  "formula": {
    "expression": "((delivery_hours + support_hours) * hourly_rate) * risk_multiplier"
  },
  "result": {
    "label": "Recommended Monthly Retainer",
    "format": "currency",
    "decimals": 0
  },
  "cta": {
    "title": "Use This in Your Proposal",
    "description": "Present this estimate alongside deliverables and response times so clients understand the tradeoffs."
  }
}

- Use only field IDs with letters, numbers, and underscores.
- Formula can reference those IDs directly: (field_a + field_b) * field_c.
- Set result.format to currency, number, percent, or text based on output.

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